Every credit & funding tool, under one roof.
You used to stitch together five subscriptions to build credit and get funded. MMT puts personal credit, business credit, credit building, funding and an AI workforce in a single platform.
Personal Credit Intelligence
Track your FICO across bureaus, see the exact factors moving your score, and follow a prioritized plan to raise it.
- Multi-bureau score tracking
- Score simulator
- Personalized action plan
Business Credit Intelligence
Build a fundable business file across D&B, Experian and Equifax Commercial — PAYDEX, tradelines and utilization in one view.
- PAYDEX & Intelliscore tracking
- Tradeline monitoring
- Fundability signals
Credit Builder
Report rent, utilities and bills, open reporting tradelines, and add a builder account — every credit-building tool, native to one platform.
- Rent & bill reporting
- Reporting tradelines
- Credit builder account
Funding Marketplace
Explore cards, loans, lines and vendors — with the bureaus each reports to spelled out — then get matched to what you qualify for.
- Curated provider directory
- Loan-type explainers
- Lender matching
Funding Readiness Engine
A single readiness score that tells you exactly what to fix before you apply — so you apply where you'll actually get a 'yes'.
- Readiness scoring
- Gap checklist
- Apply-when-ready guidance
Millionaire Adaptive OS
An intent-driven interface that assembles the right tools, data and next steps around whatever you're trying to accomplish.
- Ask in plain language
- Generative workspaces
- Guided pathways
MMT Financial Graph
Every entity, account, tradeline and signal — connected into one live picture of your personal and business finances.
- Connected entities
- Unified accounts
- Live signals
The Capital Crew
A team of AI specialists that draft documents, prep applications, monitor your file and move your plan forward while you run your business.
- Document drafting
- Application prep
- Always-on monitoring
See where you stand today — no card required — and unlock building tools when you're ready.